Annual Report 2014
Financial statements
  • Year 2014
    • Key figures
    • Chairman's address
    • CEO's address
    • Highlights of 2014
    • The economic environment
  • People and governance
    • Human resources
    • Senior management
    • Board of Directors
    • Corporate governance
  • Strategy and CSR
    • Strategy and vision
    • Corporate social responsibility
  • Relationship banking
    • Business segments
    • Support units
    • Internal controls
    • Subsidiaries
    • Holding companies
  • Finance and risk
    • Funding and liquidity
    • Risk management
    • Financial results
    • Financial documents
Year 2014
  • Key figures
  • Chairman's address
  • CEO's address
  • Highlights of 2014
  • The economic environment
Operating incomeISK bn.
Net earningsISK bn.
EquityISK bn.
Total assetsISK bn.
Return on equity%
CAD ratio%
IS
Fara efst
Chairman's address